Mobile Hawk FAQ's

Q: What phones can Mobile Hawk offer me?

At Mobile Hawk we have access to the latest, flagship smartphones like the iPhone XS, the Galaxy S10 and the Huawei P30. After submitting your application we'll present what devices are available to you.

Q: Do you cater for people with bad credit?

Our service is designed for people with poor credit, so yes! We were the UK's first no credit check network and our business model allows us to provide guaranteed smartphones to our customers, regardless of their credit history.

Q: When will I receive the phone after applying?

Depending on our decision you will receive a payment schedule and after 3, 6 or 12 weeks of payment you'll receive your new phone.

Q: Are there any credit checks involved?

Our company policy forbids us from carrying out any credit checks. You will not be credit checked at any stage of your application. In fact we don't ask you for any personal details during the application.

Q: What if I have been declined elsewhere?

No, we do not look at your previous failed applications for any contract phones. We are no affiliated with one major network so being declined elsewhere is not a problem.

Q: Can I upgrade after a certain time period?

Once you are a good customer on our network you get to enjoy the benefits of a new handset every 18 months with no waits and no worries about future credit checks

Before You Apply

What to Do Before Applying for a Contract Phone

A contract phone can be appealing for a number of reasons. One particular benefit is that fact you get a phone without having to pay for it in front and up full. It's also very easy to apply for them. However, just because it's quicker and easier to get a contract phone compared to buying one outright, that doesn't mean that you shouldn't be prepared. Applying for any kind if contract phone can be a confusing process – particularly if you're new to things like starter networks and sim only.

The more homework that you do before you apply for a phone deal, the more confident you'll feel when it comes to sending in your application.

Should you compare deals and apply with a network first?

Comparing contract phone deals with a comparison website will help you to track down the deals with the most attractive monthly payments Even when you're in a rush to get the smartphone you need, it often pays off to shop around.

Be realistic about the mobile phone that you're most likely to be accepted for too. If you don't think that you'll be able to get an iPhone X due to bad credit, don't try to apply. Remember that every application you make for a traditional contract phone  leaves a mark on your report that other credit providers can see.

Should you try get a normal contract before using Mobile Hawk? It is up to you. We don't credit check so you won't hurt your chances with us. But you may leave a mark on your credit file if you fail.

Things to know about no credit check contract phones

How Safe Are No Credit Check Phone Deals?

Some people feel nervous about applying for no credit check phone deals – particularly when they're referred to as “bad credit contracts”. The good news, however, is that all no credit check providers are regulated by Ofcom. This means that anyone you take a mobile phone deal out with will have to treat you fairly and safely. Make sure that you keep an eye out for any unregulated phone providers on the market and stay away from them when you can.

When you take out a contract phone deal from a regulated telecoms provider, you're just as safe as you would be with any other kind of utility or service.

What to Look at When Shopping for Guaranteed Contract Phones

Before you take out a phone that doesn't have a credit check, however, it's important to make sure that you know what you're signing up for. Comparing your options in advance is a good idea. Make sure that when you're searching for potential retailers, you look at:

  • Any additional fees or charges you might have to pay: Some providers include a set-up fee.
  • The introductory period: At first, some firms require you to pay for a number of weeks to prove you can afford the phone. This should never be more than 12 weeks, if it is, look elsewhere.
  • Repayment options: Make sure that you know how you'll be expected to pay for your contract phone and what your options are when it comes to things like early repayments or failed payments.
  • Late fees and other issues: Check the missed payment fees and consequences.
  • Ethics and rule following: Check the reviews from other customers to find out what kind of service you're going to get from contract phone providers. It's best to take a dealout with someone who you can rely on to give you a good experience.

Why Use MobileHawk.co.uk?

  • No Credit Checks
  • Quick Application
  • Immediate Approval
  • Latest Smartphones
  • No Obligation
  • Based in the UK
  • No Guarantor Required
  • No Paper Forms to Fill In
  • Founded in 2012
  • 24/7, 365 Service
  • Bad Credit Accepted
  • No Hidden Charges or Fees
  • Guaranteed Acceptance
  • Secure Site
  • Poor credit? No problem!

More on No Credit Check Mobile Phone Deals

What is a Contract Phone with No Checks and How Does it Work?

A lot of people assume that phone deals have to come with credit check and that getting one without a credit lookup is impossible. However, the truth is that no credit check deals operate differently. These deals are structured where you must prove you can pay during a probation period and they're typically designed for emergency situations where traditional phone contracts are not an option.

Things to know about no credit check contract phones

How Safe Are No Credit Check Phone Deals?

Some people feel nervous about applying for no credit check phone deals – particularly when they're referred to as “bad credit contracts”. The good news, however, is that all no credit check providers are regulated by Ofcom. This means that anyone you take a mobile phone deal out with will have to treat you fairly and safely. Make sure that you keep an eye out for any unregulated phone providers on the market and stay away from them when you can.

When you take out a contract phone deal from a regulated telecoms provider, you're just as safe as you would be with any other kind of utility or service.

What to Look at When Shopping for Guaranteed Contract Phones

Before you take out a phone that doesn't have a credit check, however, it's important to make sure that you know what you're signing up for. Comparing your options in advance is a good idea. Make sure that when you're searching for potential retailers, you look at:

  • Any additional fees or charges you might have to pay: Some providers include a set-up fee.
  • The introductory period: At first, some firms require you to pay for a number of weeks to prove you can afford the phone. This should never be more than 12 weeks, if it is, look elsewhere.
  • Repayment options: Make sure that you know how you'll be expected to pay for your contract phone and what your options are when it comes to things like early repayments or failed payments.
  • Late fees and other issues: Check the missed payment fees and consequences.
  • Ethics and rule following: Check the reviews from other customers to find out what kind of service you're going to get from contract phone providers. It's best to take a dealout with someone who you can rely on to give you a good experience.

Types of No Credit Check Deals Available

The Different Types of No Credit Check Phone Contracts

There are several firms in the UK that specialise in different types of no credit check deals. Knowing the kind of options that you'll have to choose from in advance can make it easier to select the right contract for you. Most of the time, you will find that no credit check deals require a probation period. This means that you will need to pay for a SIM first, and after proving you can pay, then you will receive the phone. This system gives the reassurance that you'll pay them back,

Some of the different types of phone deals with no checks in the UK today include:

  • No Credit Check SIM Only – No phone is provided, just the SIM and there's no credit check.
  • No Credit Check Starter SIM – Pay for the SIM for 12 weeks and then receive the phone
  • No Credit Check Starter Phones – Low cost handsets that aren't credit checked. Usually budget handsets.

How Does Mobile Hawk Compare?

Is approval instant? Yes, immediate On screen decision
Poor credit possible? Yes, bad credit too. Guaranteed approval
Flexible payments? Flexible terms Pay weekly
What phones do you have? Latest handsets iPhone XS
Apply Online